Why use a PayPal fee calculator? Today, almost every online purchase – whether in various e‑shops, on eBay Classifieds, on eBay , Amazon, etc. – can be paid with PayPal. This payment system ensures that transactions are processed faster, easier, and more securely. Unlike paying with a credit or debit card, you don’t need to enter your card details every time you use PayPal; you provide them just once when setting up your account. As a private individual, you incur no fees when buying or selling with PayPal. Fees only apply when you use a credit card to pay or send money internationally. However, if you sell products as a merchant to private buyers, fees are charged upon receiving payment. A closer look at PayPal’s fee structure reveals how complex these charges can be. Trying to figure out PayPal fees in your head for every transaction is usually time‑consuming and inaccurate. With our free paypal fee calculator, you can easily estimate PayPal fees and always stay on top of your PayPal costs.
Many people look for a “PayPal commission calculator,” “PayPal cost calculator,” “PayPal service fee calculator,” or “PayPal service charge calculator.” All these terms mean basically the same thing: a quick way to figure out how much you’ll pay in PayPal fees.
As a seller, it can be quite challenging to calculate PayPal fees on the fly—numerous exceptions and special conditions based on seller type, price, category, listing format, and quantity make it complicated. Our free fee calculator for PayPal is designed to help you manage your fees during your next PayPal transaction. The tool is very simple to use: all you need to enter is the amount you want to receive and select the type of payment.
Before you calculate your fees, you must choose one of the following payment types:
After entering your data, the results field will show you the fees charged as well as the net amount you’ll receive. To illustrate, we have provided two brief calculation examples below.
How it works: Simply choose whether you want to calculate the amount that PayPal deducts from the total or the fees to be added. Then enter the amount and the payment type – that’s it.
If, as a merchant, you want to receive $150 for goods or services, PayPal will charge fees of approximately $4.49. The net amount you receive will be around $145.51.
If you use the PayPal Checkout and want to receive $150, PayPal’s fee will be roughly $5.73, leaving you with a net amount of about $144.28.
Once you receive money from a customer for goods or services, a fee is applied. The fee amount depends on the payment type.
To learn more about PayPal fees, click here.
When you sell products or services via PayPal and receive payments from customers, fees are applied. The fee amount depends on the type of transaction – below you’ll find a clear table outlining all possible costs for commercial transactions in the United States. We’ve also compiled further detailed information in our Fee Overview.
| Transaction Type | Domestic Fee |
|---|---|
| Alternative Payment Method (APM) | APM rates apply |
| PayPal Checkout | 3.49% + fixed fee |
| PayPal Guest Checkout | 3.49% + fixed fee |
| QR Code Transactions | 2.29% + fixed fee |
| QR Code Transactions via Third-Party Integrator | 2.29% + $0.09 |
| Pay with Venmo | 3.49% + fixed fee |
| Send/Receive Money for Goods and Services | 2.99% |
| Standard Credit and Debit Card Payments | 2.99% + fixed fee |
| PayPal Pay Later Options | 4.99% + fixed fee |
| All Other Commercial Transactions | 3.49% + fixed fee |
For international transactions, the domestic fee is applied plus an additional 1.50%. For example, if the domestic rate is 3.49%, the international rate becomes 4.99% plus the fixed fee.
PayPal fees are calculated as a percentage of the transaction amount plus a fixed fee. The exact calculation depends on the type of transaction and your sales volume. Our paypal fee calculator helps you quickly and accurately estimate PayPal fees for your transactions.
In the United States, for receiving payments for goods and services, PayPal typically charges a fee of 2.99% per transaction. (For credit and debit card payments, an additional fixed fee may apply.)
PayPal fees vary based on the type of transaction. Common fees include a percentage of the transaction amount, fixed fees, and additional charges for international transactions or credit card payments. Our fee calculator for PayPal helps you figure out your exact costs.
You can view the transaction details in your PayPal account to generate a receipt. Alternatively, you can use an online receipt generator to quickly create a receipt with all relevant details. Be sure to include the amount paid, the transaction date, and the purpose of the payment.
For example, if you receive $50 for goods and services at a rate of 2.99%, the fee would be approximately $1.50, leaving you with a net amount of about $48.50.
PayPal fees are generally applied when you sell goods or services, use a credit card for payment, or process international transactions. Personal payments to friends and family are usually fee‑free if funded from your PayPal balance or a linked bank account.
Buyer protection is included in the standard fee structure for commercial transactions and is not charged as a separate fee.
