PayPal Fee Calculator

Calculate PayPal transaction fees for any payment type

Calculate PayPal Fees

PayPal Fee

Calculate exactly how much PayPal charges for receiving payments. See the fee breakdown for domestic, international, and custom rate scenarios.

PayPal Fee Structure (2024–2025)

PayPal charges sellers a transaction fee when they receive payments for goods and services. The fee structure depends on the payment type, whether it's domestic or international, and your account type.

Payment Type Rate Fixed Fee
Domestic (Goods & Services)3.49%$0.49
International4.99%$0.49
QR Code Transactions1.90%$0.10
Friends & Family (Domestic)0%$0.00

Rates shown are for standard PayPal accounts. Business and enterprise accounts may have negotiated rates.

How to Charge the Right Amount

If you want to receive exactly $100 after PayPal's domestic fee (3.49% + $0.49), you need to charge more than $100. The formula is:

Amount to Charge = (Desired Amount + $0.49) / (1 - 0.0349)

For $100: ($100 + $0.49) / 0.9651 = $104.11. PayPal's fee on $104.11 would be $4.12, leaving you with ~$99.99.

Frequently Asked Questions

Does PayPal charge fees for receiving money from friends?
No. Domestic Friends & Family transfers funded by PayPal balance or a linked bank account are free. However, if funded by a credit/debit card, the sender pays a 2.99% fee.
Are PayPal fees tax deductible?
Yes, for businesses, PayPal transaction fees are generally deductible as a business expense. Keep your PayPal statements as records for tax purposes.